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If your deposit is not made directly to one of our employees, or if we decide to take this action after you have left the premises, we will mail you the notice by the day after we receive your deposit. We will also tell you when the funds will be available. If we are not going to make all of the funds from your deposit available on the first business day, we will notify you at the time you make your deposit. The first $100 of your deposits, however, may be available on the first business day.
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Depending on the type of check that you deposit, funds may not be available until the fifth business day after the day of your deposit. In some cases, we will not make all of the funds that you deposit by check available to you on the first business day after the day of your deposit. Treasury check) is not made in person to one of our employees, the first $5,000 will not be available until the second business day after the day of your deposit.įunds from all other check deposits will be available on the ( number) business day after the day of your deposit. If your deposit of these checks (other than a U.S. The excess over $5,000 will be available on the ninth business day after the day of your deposit. For example, the checks must be payable to you (and you may have to use a special deposit slip). Funds from deposits of cash, wire transfers, and the first $5,000 of a day's total deposits of cashier's, certified, teller's, traveler's, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions.
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If you are a new customer, the following special rules will apply during the first 30 days your account is open.įunds from electronic direct deposits to your account will be available on the day we receive the deposit.